Buying Your First Home

You do not need to become a mortgage expert before buying your first house.

Know the costs before shopping

The down payment, closing costs and monthly payment are different parts of the decision. Discuss all three, along with moving and ongoing home expenses, before settling on a purchase range.

Understand the work behind a preapproval

Ask what information is reviewed, what is still conditional and when the letter may need to be updated. A letter is not a guaranteed approval.

Take the next step at your pace

Tell Drew where you are in the process and what feels unclear. Start with a conversation, then use an appropriate secure process for any documents needed later.

Start with a conversation.

Share your goal and the questions on your mind. No full application or financial documents are needed here.

Talk Through Your Options